Geico is one of the largest insurance companies in the US. Its agency also sells homeowners insurance, but through a third-party insurance company. This means that Geico does not underwrite home insurance. Instead, when you request a quote, the Geico Insurance Agency will match you with an insurer that can meet your coverage needs. If you purchase homeowners insurance through Geico, you will manage your policy, bills, and claims directly with the insurance company that issues your policy. We’ve put up this post to address all your questions concerning the Geico home insurance quotes.
What Geico Home Insurance Covers
GEICO home insurance is a property insurance policy that provides coverage for your private residence. You can customize your home policy with numerous add-ons. A home policy typically covers losses and damages to a:
- Fire, water, and weather damage
- Personal residence, as well as furnishings and certain other assets within your home.
- A place to stay if your home suffers damage that makes it unlivable.
- It may also pay to repair or rebuild the structure of your home and unattached structures such as a shed or fence.
- The coverage also includes legal expenses and damages if you’re responsible for injuries to other people or their property.
- It covers injuries to guests in your home, regardless of fault.
Geico Home Insurance Availability
Geico can match you with a homeowners insurance company in all 50 states.
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How Much Does Geico Home Insurance Cost
It is actually a bit difficult to calculate the average cost of Geico home insurance since its policy can come from many partners. Remember that Geico does not underwrite home insurance but instead matches you with an insurer that can meet your coverage needs when you request a quote.
If you’re buying home insurance through Geico Insurance Agency, you will have the option to select your coverage levels and the amount of your deductible. These choices will impact how much you pay for homeowners insurance from a Geico partner.
Does Geico Homeowners offer Discounts?
You’ll basically need to request a quote in order to see what homeowners insurance discounts are available from the Geico partner. Remember, Geico does not sell its own insurance policies!
But typical homeowners insurance discounts include:
- Home security alarm systems discount
- Smoke alarms and fire extinguisher discount
- Early quote discount
- Paid in full discount
Geico Bundle Discount
The biggest benefit to choosing Geico for homeowners insurance is the possibility of a bundle discount. Geico doesn’t provide an estimate for the exact amount you’ll save by bundling your policies together, but in general, this tends to be one of the biggest discounts home insurance companies offer. A bundle discount is an offer you get when you purchase a set of products or combos. For example, Buy 3 toys for $10.
You can get in touch with an agent via phone during business hours, by visiting a local office, or through the online customer portal. GEICO also offers email assistance options, as well as live chat and 24/7 phone support for current policyholders.
You can contact GEICO via its app or online through the live chatbot. Their customer support hotline (800) 841-2964 is also available with the following schedule:
- Florida: Monday to Friday from 8 a.m. to 9 p.m. ET
- Hawaii: Monday to Friday from 7:30 a.m. to 5 p.m. HST
- All other states: Monday to Friday from 7 to 1 a.m. ET and Saturday to Sunday from 8 a.m to 10:30 p.m. ET
You can reach a homeowners insurance sales agent at (800) 841-2964.
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Geico Mobile App
With Geico mobile app, insuring is made as easy as possible. With this app, you can access everything your Geico home insurance covers, and other products and services offered by the insurers from your mobile device.
You may download the Geico app from Apple Store or Google Playstore.
How to Get a Quote
Getting the GEICO home insurance quotes is simple and Geico has online quotes if you prefer to not call an agent. For most policies, the process only takes a few minutes. You’ll be asked to share some personal details and provide other information used to determine your policy premium. If you’re satisfied with the quote, you can purchase most policies online.
You can get a personalized quote from GEICO’s website and customer hotline at (800) 841-2964.
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